| Terms of Use and Legal Information
This website is intended solely for information purposes
and for use by the user. The information and opinions
contained in this website may be altered at any time without
prior notification. By accessing this website, you agree
to be bound by the terms and conditions below. If you
do not agree to any of these terms and conditions, please
discontinue your access to this website.
Ownership of Site
This website is owned by Credit Suisse Singapore Branch,
a bank licensed to operate in, inter alia, Singapore and
Switzerland and headquartered in Switzerland, and its
subsidiaries (hereinafter collectively with CREDIT SUISSE,
referred to as "CS GROUP").
Copyright and trademarks
The entire contents of this website are protected by
copyright (all rights reserved). The downloading or printing
out of individual pages and/or sections of this website
is permitted provided that the copyright notices and other
statutory proprietary designations are retained. If you
download software or any other data from this website,
or copy it in any way, CREDIT SUISSE and its information
providers retain all rights of ownership to all such software
or data. The reproduction (in full or in part), transmission
(by electronic or other means), modification, linking
or use of this website or any information, data or other
material available at this website for public or commercial
purposes is prohibited without the prior written consent
of CREDIT SUISSE. CREDIT SUISSE GROUP, CREDIT SUISSE,
CREDIT SUISSE PRIVATE BANKING, CREDIT SUISSE ASSET MANAGEMENT
and CREDIT SUISSE FIRST BOSTON are trademarks and service
marks in Singapore. The brand names used do not necessarily
reflect the actual services offered at the time.
Restrictions on Offer and Solicitation and Distribution
The information published on this website constitutes
neither a request nor an offer or recommendation to buy
or sell investment instruments or to perform other transactions.
The information and materials contained in this website
are of a general nature which have not been verified,
considered or assessed by any member of the CS Group in
relation to the making of any specific investment, business
or commercial decision. People residing/domiciled in countries
in which local law prohibits access to investment instruments
via this distribution channel are not permitted access
to the information published on this website. This also
applies to the mailing of prospectuses and other documents.
Assets will only be accepted and managed by subsidiaries
of CS Group which have the relevant authorisations. Investors
who are subject to laws which prohibit the aforementioned
acceptance and management of assets will be turned away.
This Site is not directed at, or intended for distribution
to or use by, any person or entity who is a citizen or
resident of or located in any jurisdiction where such
distribution, publication, availability or use would be
contrary to applicable law or regulation or which would
subject CREDIT SUISSE to any registration or licensing
requirement within such jurisdiction. Nothing on this
Site shall constitute an offer or a solicitation of an
offer to buy or sell any products or services, including
but not limited to any securities, financial instruments
or other investments or investment advice. The information
in the Site is descriptive of CREDIT SUISSE as a whole
and the services, securities and financial instruments
described may not be suitable for you or available in
the jurisdiction in which you are located, or may only
be available through a branch or an affiliate of CREDIT
SUISSE that is properly licensed to offer such services,
securities or financial instruments in such jurisdiction.
CREDIT SUISSE will not treat users of this Site as its
clients by virtue of them accessing it. Users of this
site should seek the advice of their independent financial
adviser prior to taking any investment decision on the
basis of any information contained herein and no information
herein constitutes general or specific investment, legal,
tax or accounting advice of any kind.
The information contained on this Site may relate to the
products and services of a person or entity that is located
in a jurisdiction other than that in which you are located.
Accordingly the rules for the protection of private customers
that apply in the jurisdiction in which you are located
may not apply in relation to such products and services.
Risk Considerations
Past performance should not be taken as an indication
or guarantee of future performance, and no representation
or warranty, express or implied, is made regarding future
performance. Investing entails risks, including possible
loss of principal. The price of, value of and income from
securities or financial instruments can fall as well as
rise. Certain investments are subject to high volatility,
and may experience sudden and large falls in their value.
Losses may equal or exceed your original investment. Foreign
currency-denominated securities and financial instruments
are subject to fluctuations in exchange rates that may
have a positive or adverse effect on the value, price
or income of such securities or financial instruments.
Some investments may not be readily realisable and it
may be difficult to sell or realise those investments.
Similarly it may prove difficult for you to obtain reliable
information about the value, or risks, to which such an
investment is exposed. There are also special risk considerations
associated with international and global investing (especially
emerging markets), small-company investing, single-industry
funds or investment strategies, single-country or regional
funds or investment strategies, or other special, aggressive
or concentrated investment strategies, such as the use
of leverage or derivatives. Investors in securities effectively
assume these risks.
No warranty or liability
Although CREDIT SUISSE has taken all reasonable care
to ensure that the information contained in this website
is accurate at the time of publication, CREDIT SUISSE
and its information providers provide no assurance or
guarantee, expressed or implied (including third-party
liability), with regard to its accuracy, reliability or
completeness. The information on this site is provided
on an “as is”, ”as available”
basis. CREDIT SUISSE makes no warranty that access to
the site will be uninterrupted or error-free, that defects
will be corrected, or that viruses or other harmful components
will not be transmitted in connection with your use of
the site. CREDIT SUISSE hereby expressly disclaims, to
the fullest extent permitted by applicable law and/or
regulation, all warranties, express, statutory or implied,
regarding the site and any results to be obtained from
the use of the site and its contents, including but not
limited to all warranties of merchantability, non-infringement,
fitness for a particular purpose or use and all warranties
arising from course of performance, course of dealing
and/or usage of trade or their equivalents under the applicable
laws and/or regulations of any jurisdiction. CREDIT SUISSE
does not warrant or guarantee the accuracy, timeliness,
suitability, completeness or availability of this site
or the information or result obtained from the use of
it. CREDIT SUISSE and its information providers also give
no guarantee that the information may not be distorted
as a result of technical or other malfunctions (incorrect
transfer, technical inadequacies, disconnection, access,
tampering and/or alteration by an unauthorised third party,
etc.). Under no circumstances is CREDIT SUISSE and its
information providers liable under any applicable laws,
rules and/or regulations (under tort, contract, statutory
duty, strict liability or otherwise) for any losses, costs,
expenses or direct, indirect, accidental, special or consequential
damages owing or related to or arising from or in connection
with:- (i) any access, use or the inability to access
or use this website or reliance on the information or
materials displayed in this website; (ii) any system,
server or connection failure, error, omission, interruption,
delay in transmission, or computer virus; (iii) any use
of or access to any other site linked to this website;
(iv) any services, products, information, data, software
or other material obtained from this website or from any
other site linked to this website; (iv) or resulting from
risks inherent to the financial markets, even if CREDIT
SUISSE are advised of the possibility of such losses,
costs, expenses and/or damages. Investors should be aware
that prices may rise or fall. A positive performance in
the past is therefore no guarantee of positive performance
in the future. Furthermore, investments in foreign currencies
are subject to exchange rate fluctuations. Other products
are available on the market which may be more suited to
your requirements than those listed here.
Conflict of interests
The companies of CS Group and/or members of the boards
of directors or employees of companies of CS Group may
have or may have had an interest or positions in or may,
as market makers, trade or have traded in the securities
published in this website. Furthermore, the companies
of CS Group and/or members of the boards of directors
or employees of companies of CS Group may be or may have
been connected with the companies concerned, may provide
or may have provided theses companies with corporate finance
or other services and may have or may have had a seat
on the executive boards of these companies.
Disclaimers and Cautionary Statement Regarding
Forward-Looking Information
All opinions and estimates expressed in this Site constitute
our judgment as of publication and do not constitute general
or specific investment legal, tax or accounting advice
of any kind. This site contains statements that constitute
forward-looking statements. In addition, in the future
we, and others on our behalf, may make statements that
constitute forward-looking statements. Such forward-looking
statements may include, without limitation, statements
relating to our plans, objectives or goals; our future
economic performance or prospects; the potential effect
on our future performance of certain contingencies; and
assumptions underlying any such statements.
Words such as "believes", "anticipates",
"expects", "intends" and "plans"
and similar expressions are intended to identify forward-looking
statements but are not the exclusive means of identifying
such statements. We do not intend to update these forward-looking
statements except as may be required by applicable laws.
By their very nature, forward-looking statements involve
inherent risks and uncertainties, both general and specific,
and risks exist that predictions, forecasts, projections
and other outcomes described or implied in forward-looking
statements will not be achieved. We caution you that a
number of important factors could cause results to differ
materially from the plans, objectives, expectations, estimates
and intentions expressed in such forward-looking statements.
These factors include (i) market and interest rate fluctuations;
(ii) the strength of the global economy in general and
the strength of the economies of the countries in which
we conduct our operations in particular; (iii) the ability
of counterparties to meet their obligations to us; (iv)
the effects of, and changes in, fiscal, monetary, trade
and tax policies, and currency fluctuations; (v) political
and social developments, including war, civil unrest or
terrorist activity; (vi) the possibility of foreign exchange
controls, expropriation, nationalization or confiscation
of assets in countries in which we conduct our operations;
(vii) the ability to maintain sufficient liquidity and
access capital markets; (viii) operational factors such
as systems failure, human error, or the failure to properly
implement procedures; (ix) actions taken by regulators
with respect to our business and practices in one or more
of the countries in which we conduct our operations; (x)
the effects of changes in laws, regulations or accounting
policies or practices; (xi) competition in geographic
and business areas in which we conduct our operations;
(xii) the ability to retain and recruit qualified personnel;
(xiii) the ability to maintain our reputation and promote
our brands; (xiv) the ability to increase market share
and control expenses; (xv) technological changes; (xvi)
the timely development and acceptance of our new products
and services and the perceived overall value of these
products and services by users; (xvii) acquisitions, including
the ability to integrate successfully acquired businesses;
(xviii) the adverse resolution of litigation and other
contingencies; and (xix) our success at managing the risks
involved in the foregoing.
We caution you that the foregoing list of important factors
is not exclusive; when evaluating forward-looking statements,
you should carefully consider the foregoing factors and
other uncertainties and events, as well as the risks identified
in the most recently filed Form 20-F and reports on Form
6-K furnished by Credit Suisse Group to the US Securities
and Exchange Commission.
Information and opinions presented in this Site have
been obtained or derived from sources believed to be reliable,
but Credit Suisse makes no representation as to their
accuracy or completeness. Credit Suisse maintains the
right to delete or modify information on this Site without
prior notice.
Credit Suisse may, to the extent permitted by applicable
law and/or regulation, participate or invest in financing
transactions with the issuer(s) of securities referred
to in this Site, perform services for or solicit business
from such issuers, and/or have a position or holding,
or other material interest or effect transactions in such
securities or options thereon or investments related thereto.
Credit Suisse may, to the extent permitted by applicable
law and/or regulation, act upon or use the information
or opinions it presents on this Site, or the research
or analysis on which such information or opinions are
based, before the material is published. Credit Suisse
may have served as manager or co-manager of a public offering
of securities for, or currently may make a primary market
in issues of, any or all of the issuers referred to on
this Site or may be providing, or have provided within
the previous 12 months, significant advice or investment
services in relation to the investment concerned or a
related investment.
Credit Suisse may have issued other reports that are inconsistent
with, and reach different conclusions from, the information
presented in this Site. Those reports reflect the different
assumptions, views and analytical methods of the analysts
who prepared them and Credit Suisse is under no obligation
to ensure that such reports are brought to your attention.
Data Security
Please read our Security of Data Transfers from the Privacy
Policy.
Linked Sites / Contents of other Providers
The activation of certain links to this website may,
under certain circumstances, cause the user to leave the
CREDIT SUISSE website. CREDIT SUISSE has not reviewed
the sites linked to the CREDIT SUISSE website and accepts
no responsibility for the contents thereof or for any
products, services or other offers available on them and
such sites should only be accessed at your own risk. This
also applies to websites which offer links to the CREDIT
SUISSE website. Furthermore, explicit prior authorisation
must always be obtained for a link leading from an external
website to the CREDIT SUISSE website.
Cautionary Statement Regarding Non-GAAP Financial
Information
This Site may contain non-GAAP financial information.
If such non-GAAP financial information is disclosed, the
most directly comparable measures under generally accepted
accounting principles is provided.
Governing Law and Jurisdiction
By accessing and continuing to access this website, you
agree that Singapore law shall govern such access and
you agree to submit to the non-exclusive jurisdiction
of the Singapore courts.
In the event that the laws of the jurisdiction you are
in do not permit or impose restrictions on the access
to the contents of this website, you shall forthwith discontinue
access or comply with such restrictions (as the case may
be).
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